Anxious For Nothing

A study of Philippians 4 and the secret to overcoming anxiety in every area of life.

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The Secret to Overcoming Anxiety

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Everyone gets anxious at some point in life, and in today’s world anxiety attacks earlier than ever. According to the CDC, almost 10% of kids aged 3 to 17 were diagnosed with an anxiety disorder between 2016 and 2019 – almost 6 million young people! And this statistic only counts official diagnoses; the real number of kids struggling with anxiety is certainly far higher. 

According to Oxford dictionaries, anxiety is “a feeling of worry, nervousness, or unease, typically about an imminent event or something with an uncertain outcome.” Students worry about friends and likes and the future. Adults worry about marriage and kids and finances. The pace of life is faster than ever, and humans were not designed to handle the speed. It’s no wonder that we’re all so stressed out.

Here’s how the anxiety cycle works: something triggers an anxious thought and you immediately stuff it. Avoidance works in the short term, giving you temporary relief from worry. But inevitably it leads to more anxiety in the long term, triggering the cycle all over again.

The Secret

Anxiety has become an epidemic among people of all ages, but all hope is not lost. The Bible offers peace to followers of Jesus, and it reveals a simple secret for anyone with ears to hear.

Like the “love chapter” in the Bible (1 Corinthians 13), Philippians 4 is the “anxiety chapter”. In fact, check out these stats: the Bible is Kindle’s most highlighted book, and Philippians 4:6–7 is the most highlighted passage in the Bible! Here’s what it says:

Philippians 4:6-7 (NLT) Don’t worry about anything; instead, pray about everything. Tell God what you need, and thank him for all he has done. Then you will experience God’s peace, which exceeds anything we can understand. His peace will guard your hearts and minds as you live in Christ Jesus.

This passage gives us the secret to overcoming anxiety: replace your old, anxiety-producing habits with new, peace-producing habits. This replaces the “anxiety cycle” with what we’ll call the “peace cycle.” It has four simple steps. 

Overthrow Worry

Paul writes, “Don’t worry about anything…” Step 1, then, is to overthrow worry. This does not mean to stuff it, but rather to take authority over it. Recognize anxiety for what it is and get ready to overcome it. Reject its control over your mind and life. Choose not to get stuck in the anxiety cycle. 

Pauls says that nothing is worthy of your worry. Do you believe this? It’s so easy to convince ourselves that the object of our rumination is worth worrying about, whether it’s friends or kids or money or reputation. But it’s not. Nothing is.

Think about what caused anxiety for the Christians in Philippi. They were worried about Paul’s imprisonment (1:12) and their own suffering (1:29) – and all of this for the sake of sharing the gospel. Paul’s response? Don’t sweat it. Not even that is worry-worthy. If the eternal stuff isn’t worth getting anxious over, what does that say about the temporal stuff? Worry is a choice, and Paul’s message is clear: don’t worry about anything. 

Replace It with Prayer

Paul continues, “…instead, pray about everything.” Step 2 is to replace anxiety with prayer. The enemy wants you to worry, so turn this tactic of his on its head. Here’s how: instead of letting your worries trigger the anxiety cycle, let them trigger prayer instead! Every time you feel anxious, pray. Let your day be filled with short, powerful, anxiety-fighting prayers. 

[Related: Prayer – What? Why? When? Where? Who?]

Prayer is more than folding your hands and bowing your head. It doesn’t have to contain “thees” and “thous” and it can happen anywhere, any time. Pray when you’re driving your car or while you’re lying in bed. Pray before a big meeting or after a tough conversation. Pray for 30 seconds or 30 minutes. Your prayer doesn’t need to be formal or fancy. In fact, the most powerful prayers are the ones that are prayed in desperation. Let anxiety trigger that kind of prayer. 

The people of Israel understood this. On the verge of an enemy attack, King Jehoshaphat threw up a desperate, anxiety-triggered prayer: 

 2 Chronicles 20:12 (NLT) “O our God, won’t you stop them? We are powerless against this mighty army that is about to attack us. We do not know what to do, but we are looking to you for help.”

What a simple, honest prayer. Just admit that you’re out of ideas. Then ask God to help. Here’s what you’ll learn, just like Israel did that day: the battle is not yours, but God’s.

Verbalize Your Needs

Next, Paul gets specific: “Tell God what you need…” Step 3 is to verbalize your needs. Getting specific with God about what you need can be a great way to calmly and objectively evaluate your anxiety. It’s probably not as hopeless or scary as you think. So put it on the table and let God hear about it. All of it.

Journaling is a great way to do this. Write out what’s bothering you and why. Boldly make your requests known to God. He won’t be mad or disappointed. He’s not surprised that you can’t handle it on your own. In fact, he knows what you need more than you do. But there’s something powerful about putting it into words for yourself. 

Thank God for the Wins

Finally, Paul says to “…thank him for all he has done.” Step 4 is to thank God for the wins in your life. Even in the midst of our scariest trials, there is still so much to be thankful for. When you are overcome with anxious thoughts and feel your worries are too much to bear, refocus on your blessings. Make a list, and keep adding to it. This is what the Psalmist did: 

Psalms 34:1-3 (NLT) I will praise the LORD at all times. I will constantly speak his praises. I will boast only in the LORD; let all who are helpless take heart. Come, let us tell of the LORD’s greatness; let us exalt his name together.

This is the simple secret to overcoming anxiety, taken straight from Philippians 4:6. Overthrow worry and replace it with prayer. Tell God what you need and thank him for the wins. Do this over and over, whenever anxiety gets triggered in your life. Make a habit of this, and eventually it will pay off with peace – which is the opposite of anxiety:

Philippians 4:7 Then you will experience God’s peace, which exceeds anything we can understand. His peace will guard your hearts and minds as you live in Christ Jesus.

Talking Points:
  • Step 1: Overthrow worry. Recognize anxiety for what it is and get ready to overcome it.
  • Step 2: Replace anxiety with prayer. Instead of letting your worries trigger the anxiety cycle, let them trigger prayer instead!
  • Step 3: Verbalize your needs. Getting specific with God about what you need can be a great way to calmly and objectively evaluate your anxiety.
  • Step 4: Thank God for the wins in your life. Even in the midst of our scariest trials, there is still so much to be thankful for.
Discussion Questions:
  1. Read the talking points above as a group, including scripture references. What are your initial thoughts about these points or about the podcast lesson (see audio above)?
  2. Describe your experience with anxiety. What are the top 3 things making you anxious right now?
  3. Review the anxiety cycle. How do you typically try to avoid anxiety? How has that failed you in the past?
  4. Read Philippians 4:6. What does it look like to overthrow worry without denying what you feel?
  5. Read 1 Chronicles 16:11. Share how prayer has helped you in a situation in the past? How does prayer disrupt the anxiety cycle?
  6. Why is it important to name the specific worries you have when you come to God in prayer?
  7. Read 1 Thessalonians 5:16-18. How does thankfulness affect our perspective? What are some things for which you are thankful right now?
  8. Read Psalm 34:1-3. What does this passage emphasize? How will remembering God’s power and authority help you when you face trials in life?
  9. Is there a step you need to take based on today’s topic?
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Why Control Freaks Get So Anxious

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Anxiety has reached epidemic proportions in our culture, and it might have to do with the “illusion of control” that technology has given us. We can reach anyone, anytime at the touch of a button. (And worse yet, they can reach us.) We have instant access to movies and answers and doctors. Like Pharaohs of old, we live in private palaces. And like God, we need only to speak to turn on the lights. 

But it’s all an illusion. The truth is, we have no more control than the cavemen did before us. And that’s why, more than ever, control freaks get so anxious. 

Re-defining Anxiety

Oxford defines anxiety as “a feeling of worry, nervousness, or unease, typically about an imminent event or something with an uncertain outcome.” It’s clarifying to add one more phrase to the end of that definition: “…that you can’t control”. The imminent event isn’t the problem. The reason we’re so scared is because we’re not in control. 

For some people, this is a new insight. It’s the revelation, the new sense of out-of-controlness, that usually brings on the panic. The anxiety chapter in the Bible (Philippians 4) offers a surprising antidote to this problem, tailored just for control freaks: 

Philippians 4:4-5 (NLT) Always be full of joy in the Lord. I say it again—rejoice! Let everyone see that you are considerate in all you do. Remember, the Lord is coming soon.

For Paul’s hearers, this was probably meant to be encouraging. They were suffering persecution as first-century Christians. Life was hard, but there was a light at the end of the tunnel. Take heart: Jesus is coming soon! 

But we have a different problem today: we love our lives! We’ve created heaven on earth, and it’s uncomfortable (and unnecessary) to think about eternity. We hear “The Lord is coming soon…” and we think, “Am I ready? Will I make the cut?” For many of us today, the phrase causes dread! 

Anxiety as a Thorn

That’s the beautiful thing about anxiety. It’s a warning sign, a wake-up call. It brings us back down to earth, and it reminds us of the reality of our condition. We are not in control. We need to re-establish our reliance upon God. 

Paul learned this lesson for himself and passed it on the the church in Corinth: 

2 Corinthians 12:7-10 (NLT) So to keep me from becoming proud, I was given a thorn in my flesh, a messenger from Satan to torment me and keep me from becoming proud. Three different times I begged the Lord to take it away. Each time he said, “My grace is all you need. My power works best in weakness.” So now I am glad to boast about my weaknesses, so that the power of Christ can work through me. That’s why I take pleasure in my weaknesses, and in the insults, hardships, persecutions, and troubles that I suffer for Christ. For when I am weak, then I am strong.

We don’t have the specifics about Paul’s thorn in the flesh. It could’ve been his poor eyesight or some sort of incurable disease. But maybe it was plain old anxiety. Paul was, after all, a bit of a control freak. 

Anxiety makes you feel “less than” and opens you up to vulnerability. It shows your weakness. And guess what? That’s a good thing! This thorn in the flesh opens the door to a work of God in and through you.

Who’s on the Throne?

Because here’s the question we’ll all have to answer one day: who is on the throne of your life? Who’s in control, really? 

The prophet Isaiah had that question on his mind when the great King Uzziah died after 52 years on the throne in Israel. His reign brought peace and prosperity like the nation hadn’t known since the times of King David (2 Chronicles 26). Life was good, and then Uzziah died. That’s when Isaiah had his spectacular vision:

Isaiah 6:1 (NLT) It was in the year King Uzziah died that I saw the Lord. He was sitting on a lofty throne, and the train of his robe filled the Temple.

Israel’s illusion of control was exposed when their beloved king passed away. So God gave their prophet Isaiah a timely vision. Author Max Lucado explains it well: 

“Uzziah’s throne was empty, but God’s was occupied. Uzziah’s reign had ended, but God’s had not. Uzziah’s voice was silent, but God’s was strong (Isa. 6:8–10). He was, and is, alive, on the throne, and worthy of endless worship. God calmed the fears of Isaiah, not by removing the problem, but by revealing his divine power and presence.”

God’s divine power and presence. That’s the eternal constant. Whatever crisis you’re facing that seems beyond your control, remember this: nothing has changed. God was in control before your crisis, and he’s still on the throne right now. Everything else is just an illusion.

Rejoice in the Lord  

So what’s the practical response to anxiety for a control freak? The answer is surprisingly simple, and it brings us back to the passage we started with: 

Philippians 4:4 (NLT) Always be full of joy in the Lord. I say it again—rejoice! 

Philippians is an interesting letter. It was written by Paul from prison, yet the theme is surprising: joy. Paul had a decision to make. He could focus on his prison walls or he could focus on the providence of God. The former would make him anxious and depressed, highlighting his powerlessness. The latter would free him from his dungeon of despair. He chose the latter, and he made a habit of rejoicing in the Lord.

If you’re a control freak, lean into your anxiety. Listen to it, and let it become your teacher. Here’s the lesson you’ll learn: you are not in control, and you never have been. God has always been on the throne, and that’s worth celebrating. 

Talking Points:
  • Control is just an illusion, and that’s why control freaks get so anxious.
  • We’ve created heaven on earth, and the thought of Jesus’ return adds to our anxiety.
  • Anxiety is a wake-up call, a thorn in the flesh to remind us of our dependence on God.
  • Through all of the unexpected ups and downs, God is still on the throne of our lives.
  • The practical response to control-freak anxiety is to rejoice in the Lord.
Discussion Questions:
  1. Read the talking points above as a group, including scripture references. What are your initial thoughts about these points or about the podcast lesson (see audio above)?
  2. Share a time you tried to control a situation. What was the result of your efforts?
  3. Read Philippians 4:4-5. In your opinion, why don’t we look forward to heaven the same way the 1st century Christians did? What emotions do you have when you think about heaven?
  4. Read 2 Corinthians 12:7-10. How does this passage speak to you? How have past hardships changed you and your eternal perspective?
  5. Read Isaiah 6:1-3 and Romans 11:33-36. What picture is painted in each of these passages? Why does remembering God’s power and authority help to alleviate anxiety?
  6. Read Philippians 4:4. Why did Paul rejoice in his circumstance? How can you rejoice in the midst of your struggles?
  7. Is there a step you need to take based on today’s topic?
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When Your Thoughts Run Wild

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Anyone who struggles with anxiety needs to get a grip on the concept of “rumination”. Here’s how Oxford defines the concept: “a deep or considered thought about something.” The alternative definition is more graphic: “the action of chewing the cud.” Rumination is when your mind chews on something over and over, like a cow constantly chewing the cud. And it’s a classic symptom of anxiety. 

Maybe that’s what Paul is addressing in his famous “anxiety chapter” in the Bible:

Philippians 4:8 (NLT) And now, dear brothers and sisters, one final thing. Fix your thoughts on what is true, and honorable, and right, and pure, and lovely, and admirable. Think about things that are excellent and worthy of praise. 

This is healthy, godly rumination – the kind that leads to peace. The opposite is worldly rumination, and that’s the kind that leads to anxiety. But before we drill down on the difference, let’s take a detour to learn how the mind works.

A Beautiful Mind

The brain is a complex organ. God designed it, and scientists are still trying to figure out how it works. When it comes to its impact on anxiety, authors Catherine Pittman and Elizabeth Karle make an interesting observation:

Many people believe that certain situations are the cause of their anxiety, but anxiety always begins in the brain, not with the situation. Anxiety is a human emotion, produced by the human brain, and emotions are caused by the brain’s reaction to situations, not the situations themselves.

So how exactly does the brain react to fearful situations? There seem to be two pathways. The logical pathway involves the cortex. If your anxiety is connected to a conscious memory or thought, the cortex is where it starts. Once the information hits the amygdala, that’s when you actually feel anxious.  

But for some types of anxiety there’s a shortcut. Amygdala-based anxiety skips the cortex altogether, traveling the pathway from the thalamus directly to the amygdala. This type of anxiety can be especially frustrating, because you’re not sure where it’s coming from or how it got triggered. 

This information helps us to understand panic attacks. They’re essentially an overreaction of the amygdala that makes no sense to your cortex. Pittman and Karle explain:

Basically, a panic attack is your body launching into the fight, flight, or freeze response at an inappropriate time due to an overreaction by the amygdala, often in response to some sort of trigger that poses no real danger.

So what happens in your brain during a panic attack? You ruminate. Your mind just keeps playing that ruinous thought over and over, like a cow endlessly chewing the cud. 

Redirect Your Thoughts

Enter the biblical solution. Long before science understood the cortex and amygdala, Paul offered a solution to the rumination that can drive us all crazy. Let’s look at it again: 

Philippians 4:8 (NLT) And now, dear brothers and sisters, one final thing. Fix your thoughts on what is true, and honorable, and right, and pure, and lovely, and admirable. Think about things that are excellent and worthy of praise.

Paul is offering a solution that even modern psychologists would approve of: redirect your thoughts. Recognize the overreaction of the amygdala, and engage your cortex to activate the solution. Paul tells us to fix our thoughts on better things.

“True” refers simply to factual thoughts rather than the false narratives that perpetuate the anxiety cycle. Many anxiety-producing ruminations don’t even make logical sense! 

“Honorable, right, and pure” refers to the things that honor God. So much anxiety for Christians is rooted in a sinful lifestyle, often hidden from view. Paul says to stop ruminating on sin. Come clean, and train your mind to fixate on godly things.  

‭‭Psalms‬ ‭139‬:‭23‬-‭24‬ ‭NLT Search me, O God, and know my heart; test me and know my anxious thoughts. Point out anything in me that offends you, and lead me along the path of everlasting life.‬‬

“Lovely and admirable” are two words that appear only here in the New Testament (prosphilē and euphēma). They speak to things that build up rather than tear down. Think of it as the mental counterpart to Paul’s command to the church in Ephesus: 

Ephesians 4:29 Let everything you say [think] be good and helpful, so that your words [thoughts] will be an encouragement to those who hear [think] them.

The verse concludes with Paul’s summary statement: “Think about things that are excellent and worthy of praise.” His point is to be mindful about letting your mind run wild. Be intentional about your thought life, and discipline yourself to think about the right stuff. 

Practice, Practice, Practice

Then what? What happens after your get your thoughts right? Paul gives a simple answer: 

Philippians 4:9 (NLT) Keep putting into practice all you learned and received from me—everything you heard from me and saw me doing. Then the God of peace will be with you.

This was more than a philosophy for Paul. He was actually living it, and he’s inviting you to live it too. When you win the battle in your mind, you can win it in your everyday life. God made your beautiful mind, and you can learn to bring it into submission to him. “Then the God of peace will be with you.”

 Pittman, Catherine M.; Karle, Elizabeth M. Rewire Your Anxious Brain. New Harbinger Publications. Kindle Edition.

Talking Points:
  • Rumination is when your mind chews on something over and over, and it’s a classic symptom of anxiety.
  • Anxiety is an emotion caused by the brain’s reaction to situations, not the situations themselves.
  • Long before science understood the brain, the Bible offered a solution to anxiety: redirect your thoughts.
  • When you win the battle in your mind, you can win it in your everyday life.
Discussion Questions:
  1. Read the talking points above as a group, including scripture references. What are your initial thoughts about these points or about the podcast lesson (see audio above)?
  2. Share some of your ruminating thoughts. Why does that situation/person take up so much space in your mind? How have those obsessive thoughts disrupted your life?
  3. Review how the brain functions in regards to our emotions. Why is it important to remember that the situation isn’t actually the source of your anxiety?
  4. Read Philippians 4:8 and Ephesians 4:29. What does it look like practically to replace anxious thoughts with godly thoughts? What are some of the false thoughts that you need to replace with the truth?
  5. Read Psalm 139:23-24. Why is this a brave prayer to bring to God? What does it look like for God to test us and reveal offenses to us? What has God spoken to you about some of your past thoughts?
  6. Read Philippians 4:9. What will you start doing to create new habits in your thought life? What will you stop doing in order to overcome bad habits?
  7. Is there a step you need to take based on today’s topic?
How to Preach This Sermon:
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When People Make You Anxious

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Philippians 4 is the anxiety chapter of the Bible. The most famous verses are 6 and 7, where Paul reveals the secret of replacing the anxiety cycle with the peace cycle. Verse 8 explains how to overcome ruinous rumination by fixing your thoughts on better things. But all of this comes in the shadow of perhaps the most obscure verses in the entire book:

Philippians 4:2-3 (NLT) Now I appeal to Euodia and Syntyche. Please, because you belong to the Lord, settle your disagreement. And I ask you, my true partner, to help these two women, for they worked hard with me in telling others the Good News. 

Paul is referencing here another type of anxiety all too common in the church and in our homes: relational anxiety. Apparently these two women had a serious disagreement. To Paul, it was a big enough deal that he included it in scripture! It should be a big deal to us as well. So let’s talk about four practical steps to settling disagreements and overcoming relational anxiety.

Commit to being a peace-maker.

Every family and organization has a set of core values, whether they are plastered on walls or simply embedded in the hearts and minds of the members. The early church was no different, and one of its values is summarized best here:

Romans 12:17 (NLT) Do all that you can to live in peace with everyone.

For early Christians, relationships mattered. Reconciliation was at a premium, inspired in large part by the gospel message itself. Through Jesus, God had reconciled with humanity. In his church, Gentiles and Jews were commanded to tear down cultural barriers and become a united people. The theme appears throughout the New Testament, to include earlier in Paul’s letter to the church in Philippi:

Philippians 2:1-2 (NLT) Is there any encouragement from belonging to Christ? Any comfort from his love? Any fellowship together in the Spirit? Are your hearts tender and compassionate? Then make me truly happy by agreeing wholeheartedly with each other, loving one another, and working together with one mind and purpose.

This gives us context for Paul’s message to Euodia and Syntyche in chapter 4. Why go through the trouble of reconciliation? Why not just bail on the relationship? Paul makes the reason clear: “because you belong to the Lord.” Christians are peace-makers because Jesus was a peace-maker. It’s a core value for followers of Christ.

Put yourself in their shoes.

So how do you start? What’s the first step in biblical reconciliation? Try this: put yourself in their shoes. Resist the urge to get in your box and point fingers. Follow the example of Christ:

Philippians 2:4 (NLT) Don’t look out only for your own interests, but take an interest in others, too.

This is hard and unnatural. Who does this? By nature we’re all trained to think about conflict from our own perspectives. We give ourselves the benefit of the doubt and we extend little grace to others. They do the same thing to us, and the disagreement only gets more unsettling.

So try this instead: think about it from their perspective. Play over the conversation in your head and try to articulate the problem in their words. How would you feel in their position? Stop fixating on what they’ve done wrong. Look in the mirror instead. Pray this prayer:

Psalm 139:23-24 (NLT) Search me, O God, and know my heart; test me and know my anxious thoughts. Point out anything in me that offends you, and lead me along the path of everlasting life.

When you put yourself in someone else’s shoes, you open the door to self-awareness and humility. That puts you in the place to take the next step toward settling your disagreement.

Talk to them, not about them.

In conflict, it’s far easier to talk about someone than it is to talk directly to them. When you gossip, you seek out someone who will take your side. You triangulate and look for a “yes man” who will confirm that you’re right and the other person is wrong.

But as soon as you do this, you’re wrong. Even if you were right to start with.

It’s called the “Matthew 18 Protocol,” and it comes straight from the mouth of Jesus. It’s a principle for dealing with conflict that very few Christians apply to their relationships. 

Matthew 18:15-16 If another believer sins against you, go privately and point out the offense. If the other person listens and confesses it, you have won that person back. But if you are unsuccessful, take one or two others with you and go back again….

Jesus believed that every human is created in the image of God. This is the basis for his conflict protocol. People matter to God, so they should matter to you. Don’t gossip. Reach out and make attempts at peace, especially if they have sinned against you.

This might mean compromise. It might require forgiving them without them even asking for it. It might mean taking more responsibility than you think you deserve. But it’s worth it, because people are worth it. Paul captured the sentiment here: 

Romans 12:9-10 Don’t just pretend to love others. Really love them. Hate what is wrong. Hold tightly to what is good. Love each other with genuine affection, and take delight in honoring each other.

Honoring someone in the middle of conflict means talking to them, not about them. And that means preparing yourself for one final step.

Be ready to absorb the offense.

Sometimes the Matthew 18 Protocol opens the door to a miracle. Both people hear each other out. Apologies are offered and hugs are exchanged. The disagreement is settled! 

But sometimes it doesn’t work. 

The hardest part of reconciliation is when it doesn’t go as planned. You try to be the bigger person, but the conflict continues. You don’t see eye-to-eye. Apologies are not offered. Hurts remain. What happens then? 

When you’ve done all that you can to make peace and the conflict remains, there’s only one option left: you have to absorb the offense.

This is what Jesus did for us on the cross. He absorbed the wrath we deserved for our sin and took it upon Himself.

Philippians 2:5-8 (NLT) You must have the same attitude that Christ Jesus had. Though he was God, he did not think of equality with God as something to cling to. Instead, he gave up his divine privileges; he took the humble position of a slave and was born as a human being. When he appeared in human form, he humbled himself in obedience to God and died a criminal’s death on a cross.

Jesus emptied Himself of all His rights as God to come and walk among us. He chose humility. He chose sacrifice. He saw the bigger picture. 

When we understand all that Jesus endured for us, we can choose to forgive. We can pray for those that have hurt us and look for ways to make peace. 

Romans 12:14 (NLT) Bless those who persecute you. Don’t curse them; pray that God will bless them.

1 John 4:7-8 (NLT) Dear friends, let us continue to love one another, for love comes from God. Anyone who loves is a child of God and knows God. But anyone who does not love does not know God, for God is love.

Talking Points:
  • Commit to being a peace-maker. It is a core value of the Christian faith.
  • Put yourself in their shoes and see things from their perspective, too.
  • Talk TO the person, not ABOUT them. Gossip is dishonoring and leads to more hurt.
  • As Christ has modeled for us, sometimes you have to choose to absorb the offense.
Discussion Questions:
  1. Read the talking points above as a group, including scripture references. What are your initial thoughts about these points or about the podcast lesson (see audio above)?
  2. Share about a relationship that creates anxiety for you. What is it about that person/situation that stresses you out the most?
  3. Read Philippians 4:2-3. What does Paul appeal to in this passage? How have you seen conflict between others create dysfunction in your family, friend group or church?
  4. Read Romans 12:17. What does it look like to have a heart that wants to make peace? How can you still be a peacemaker even if the other person isn’t ready for reconciliation?
  5. Read Philippians 2:4 and Psalm 139:23-24. How do you relate to “getting in the box” when you’re hurt by someone? What is required from us to be able to empathize with another point of view? Why is it vital for us to first listen to God’s opinion over our own feelings?
  6. Read Matthew 18:15. Describe the protocol in this passage. Why do so many people ignore it when they’re in conflict? How has gossip hurt you or others in your life?
  7. Read Philippians 2:5-8. Have you ever chosen to absorb an offense for the sake of peace? Explain. How does remembering what God absorbed for us impact the way we view others?
  8. Is there a person with whom you need to make peace. Pray for one another for the wisdom to know how to proceed.
  9. Is there a step you need to take based on today’s topic?
How to Preach This Sermon:
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When Finances Make You Anxious

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2022 has made millions of Americans anxious about their finances. Just looking at the Consumer Price Index that shows food increasing 11.2% and fuel oil 58.1% illustrates just how significant the increases have been. 

At the same time the average 401K plan went down 25%, with the average person losing $34,000. Falling stock markets have wiped out $9 trillion in wealth from U.S. households, putting pressure on family balance sheets and spending. And finally, the average household credit card debt is nearly $9,000 with a total of $887 billion.

When it comes to money, there’s a lot to be anxious about. 

And yet, despite this truth, there is an even greater reality that can take away our anxiety around finances. The Apostle Paul explained it to the church in Philippi:

Philippians 4:11-13 (NLT) …for I have learned how to be content with whatever I have. I know how to live on almost nothing or with everything. I have learned the secret of living in every situation, whether it is with a full stomach or empty, with plenty or little. For I can do everything through Christ, who gives me strength.

These are not theological truths penned from an ivory tower. Paul was writing from prison, and throughout his life he had experienced the highs and lows of the financial roller coaster. The truth is, financial anxiety comes for all of us, whether we have too little or too much. 

The Problem of Too Little

For those who have too little in the bank, the Bible brings good news: God knows our needs. When financial stress hits our lives, it’s natural to feel that God has left the throne. Is he even paying attention? Does he even care? It takes faith to believe that God knows our needs. Paul had that faith:

Philippians 4:19 (NLT) And this same God who takes care of me will supply all your needs from his glorious riches, which have been given to us in Christ Jesus.

If there was one person qualified to testify to the fact that God knows and meets our needs, it was Paul. Three times shipwrecked; frequent journeys in dangers from rivers, robbers, countrymen; dangers in the city, in the wilderness, on the sea; in labor and hardship through many sleepless nights, in hunger and thirst, often without food, in cold and exposure (2 Corinthians 11:25-30). And yet he testifies that God took care of his needs. Paul lived and experienced what Jesus taught in his Sermon on the Mount: 

Matthew 6:31-34 (NLT) So don’t worry about these things, saying, ‘What will we eat? What will we drink? What will we wear?’ These things dominate the thoughts of unbelievers, but your heavenly Father already knows all your needs…. So don’t worry about tomorrow, for tomorrow will bring its own worries. Today’s trouble is enough for today.

Just a few verses earlier, Jesus set up this advice with a powerful observation: 

Matthew 6:28-30 (NLT) “And why worry about your clothing? Look at the lilies of the field and how they grow. They don’t work or make their clothing, yet Solomon in all his glory was not dressed as beautifully as they are. And if God cares so wonderfully for wildflowers that are here today and thrown into the fire tomorrow, he will certainly care for you. 

The question Jesus asks at the end of verse 30 resonates for anyone dealing with financial anxiety: “Why do you have so little faith?” The question is not whether God knows our needs, but whether we will exercise faith and trust He knows it. This is the challenge for those who are struggling to make ends meet.  

The Problem of Too Much

The second challenge is for those on the other end of the spectrum. Paul learned how to live with both nothing and everything, and he makes the inference that he had to learn how to be content with both. He realized that there are real dangers in having more than we need. Proverbs gives us a clear warning: 

Proverbs 30:7-9 O God, I beg two favors from you; let me have them before I die. First, help me never to tell a lie. Second, give me neither poverty nor riches! Give me just enough to satisfy my needs. For if I grow rich, I may deny you and say, “Who is the Lord?” And if I am too poor, I may steal and thus insult God’s holy name.

Having too much can lead to denying our Lord; and that should make us anxious! Jesus tells us how this can become the case: 

Matthew 6:24 No one can serve two masters. For you will hate one and love the other; you will be devoted to one and despise the other. You cannot serve God and be enslaved to money.

Maybe you wouldn’t say you are enslaved to money, but when you have too much money and you are consumed by it – it requires your time, your energy, your attention – it ends up still being your master. Many people have learned this surprising truth: if you have too much money, you’re probably still anxious! Paul warned Timothy about it:

1 Timothy 6:9-10 But people who long to be rich fall into temptation and are trapped by many foolish and harmful desires that plunge them into ruin and destruction. For the love of money is the root of all kinds of evil. And some people, craving money, have wandered from the true faith and pierced themselves with many sorrows.

The Generosity Paradox

So what can you practically do to release the grip of money on your heart? The answer is the same for both ends of the spectrum, whether you have too little or too much: be generous.

When you’re generous in spite of your struggling bank account, you’re acting in faith that God knows your needs. That’s not to say you should recklessly give away all of your money! But if you are faithful with little, God will trust you to be faithful with a little more. That’s what happened with the church in Macedonia:

2 Corinthians 8:1-2 Now I want you to know, dear brothers and sisters, what God in his kindness has done through the churches in Macedonia. They are being tested by many troubles, and they are very poor. But they are also filled with abundant joy, which has overflowed in rich generosity.

The truth is, we can’t outgive God. Paul writes in 2 Corinthians 9:8 “And God will generously provide all you need. Then you will always have everything you need and plenty left over to share with others.” Jesus himself taught this principle in his Sermon on the Mount:

Luke 6:38 Give, and you will receive. Your gift will return to you in full—pressed down, shaken together to make room for more, running over, and poured into your lap. The amount you give will determine the amount you get back.

When we give, God gives back! It shouldn’t be a surprise. Psalms 24:1 tells us that “the earth is the Lord’s, and all it contains.” His resources are limitless. And the truth is that everything we have, we have received from Him. This is especially true for those who have more than they need. Wealthy believers should carry their weight in the church. Their proportionate giving should have the biggest impact on the Kingdom of God. The result will be freedom from the idol of wealth.

If we try to hang on to everything we have, we will be assured of great anxiety. When we practice the spiritual discipline of giving – depending on the one who knows our needs – we will suddenly find freedom from financial anxiety. Generosity releases the grip of money on your heart – whether you have too little or too much.

Talking Points:
  • When it comes to money, there’s a lot to be anxious about. God’s Word gives us the key to unlocking financial anxiety. Philippians 4:11-13
  • The question is not whether God knows our needs, but whether we will exercise faith and trust He knows it. This is the challenge for those who are struggling to make ends meet. 
  • Many people have learned this surprising truth: if you have too much money, you’re probably still anxious! 1 Timothy 6:9-10
  • Generosity releases the grip of money on your heart – whether you have too little or too much. 2 Corinthians 8:1-2
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Discussion Questions:
  1. Read the talking points above as a group, including scripture references. What are your initial thoughts about these points or about the podcast lesson (see audio above)?
  2. Read Philippians 4:11-13. Share a time you were under financial stress and God provided for you. What did you learn from that experience?
  3. Read Matthew 6:28-30. What are some of your current worries? How do you need to apply this passage to those concerns?
  4. Read Matthew 6:24. Why can’t we serve two masters? How have you seen money derail Christians in the past?
  5. Put the “generosity paradox” in your own words. Why does generosity actually free us from financial anxiety? How has someone’s generosity impacted you?
  6. What will you do to grow in the spiritual discipline of giving this year?